About Us

UMO is a stealth-mode FinTech venture aiming to evolve the way people experience money by building a unified, AI-powered, yet deeply human modern money platform across fiat, crypto, and investments - subject to regulatory approvals. The platform is being designed to break down traditional barriers to money across access, assets, and experience, enabling simpler, more adaptive ways for people to interact with financial services.

We are currently developing our MVP and navigating licensing requirements, with a multidisciplinary team of 100+ people representing 20+ nationalities. With our headquarters in the UAE and offices in Portugal and Ukraine, we are united behind a shared ambition and a relentless focus on serving our customers.

What You'll Do

As a Tech Lead at UMO, you will harmonize our architectural strategy with hands-on delivery. You will uphold the standards of our technical landscape, ensuring that all solutions remain robust, scalable, and compliant with evolving industry regulations. Acting as both a mentor and strategist, you will guide the team toward high-performance execution and sustainable engineering practices within our modern money platform

Key Responsibilities:

• Contribute to the codebase through hands-on development (typically 30–50% of time).
• Perform code reviews and ensure consistency, maintainability, and test coverage.
• Support integration, testing, and deployment processes in collaboration with DevOps and QA teams.
• Oversee refactoring and technical debt management within the squad.
• Mentor and coach engineers to develop technical skills, secure coding habits, and quality mindset.
• Promote knowledge sharing through documentation, pair programming, and technical sessions.
• Foster a culture of accountability, collaboration, and engineering excellence.
• Ensure that all solutions comply with GDPR, PCI DSS, ISO 27001, DORA, and internal ISMS controls.
• Work closely with the Engineering Manager to balance delivery scope, quality, and technical feasibility.
• Partner with the Product Manager and Scrum Master to plan sprints, estimate effort, and manage dependencies.
• Coordinate with DevOps, QA, and Security teams to ensure smooth release and environment readiness.

Requirements:

• At least 5-7 years of solid development, with 2-3 years rocking a Senior or Lead role. You need the gravitas to make the right calls.
• Expert in a high-performance language (preferably Go) suitable for high-throughput financial systems. You'll be spending 30-50% of your time writing code, so let's make it count.
• Proven experience designing and scaling resilient, fault-tolerant microservices on the cloud (AWS/GCP/Azure). Bonus points for Kubernetes familiarity.
• Comfortable building reliable, traceable data pipelines for audit trails and compliance reporting. You'll be dealing with the "evidence" data.
• Prior experience in a regulated finance/crypto/investment environment is mandatory; you understand transaction risk and regulatory flow.
• Must translate complex compliance mandates (especially DORA, ISO 27001, PCI DSS) into clear, high-quality technical implementation.
• You enforce secure coding practices (OWASP) and understand IAM, access controls, and secrets management at an architectural level.
• Able to quickly weigh trade-offs, make decisive technical calls, and drive consensus in critical architectural discussions.
• Proven ability to mentor engineers, elevate the team's security standards, and lead technical planning for sprints.
• Proficiency & fluency in English, any other second language is an advantage

Start-up Benefits:

• Compensation: A highly competitive salary package that recognizes your expertise and contribution.
• Modern Work Culture: Embrace a remote-first environment with flexible working hours, designed to support your work-life harmony.
• Generous Time Off: Annual Leave- 24 days, dedicated paid sick leave, and Public Holidays.
• Professional Evolution: Grow your skills with a dedicated learning budget and clear pathways for accelerated career development.
• Meaningful Impact: Join a world-class team building a prestigious, next-generation modern money platform that is redefining the future of finance.